At PAN AMERICAN Financial Services, we value and respect your privacy. This Privacy Policy describes how we collect, use, and protect the personal information you provide through our website: https://panamserviciosfinancieros.com
1. Information We Collect
We may collect personal information that you voluntarily provide by completing forms on our website. This includes, but is not limited to:
- Identifiers: Name, Company Name (Legal Entity), Tax ID (RUC), phone number, and email address.
- Purpose: This information is necessary to process your requests and provide our factoring services. Under the GDPR, the legal basis for this processing is the performance of a contract or taking steps at your request prior to entering into a contract.
2. Use of Information
The collected information is used for the following purposes:
- To process and manage your financing applications.
- To communicate with you regarding our services and updates.
- To improve our services and the overall user experience on our website.
- To comply with legal and regulatory obligations (such as Anti-Money Laundering/AML laws).
3. Information Security
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, please be aware that no method of transmission over the Internet is 100% secure; therefore, we cannot guarantee absolute security.
4. Third-Party Sharing and Disclosure
We do not sell, trade, or otherwise transfer your personal information to third parties. We only share information when:
- Legal Compliance: It is necessary to comply with applicable laws, regulations, or legal processes.
- Service Providers: We may share data with trusted partners who assist us in operating our website or conducting our business, provided those parties agree to keep this information confidential and compliant with data protection laws (GDPR/CCPA).
5. International Data Transfers
By using our website, you acknowledge that your information may be processed in Peru or other countries where our servers are located. We ensure that such transfers are protected by adequate legal safeguards.
6. Your Privacy Rights
Depending on your location (such as the EU or California), you may have the following rights:
- The right to access, correct, or delete your personal data.
- The right to object to or restrict certain processing activities.
- The right to data portability. To exercise these rights, please contact us using the information provided below.
7. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their policies.
8. Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page with a revised “Last Updated” date.
9. Contact Information
If you have questions or concerns regarding our Privacy Policy or data handling, please contact us at:
- Address: Jr. Cruz del Sur Nro. 140 Dpto. 615 – Santiago de Surco, Lima, Peru.
- Email: contacto@panamserviciosfinancieros.com
- Phone: +51 974 371 522
By using our website, you hereby consent to the terms of this Privacy Policy.
